Deposit interest formula
Interest = amount × rate × term ÷ 12
Deposit interest is subject to a 20% final tax, unless the deposit is Rp7,500,000 or less.
Frequently asked questions
Are deposits guaranteed by LPS?
Yes, up to Rp2 billion per customer per bank, as long as the rate does not exceed the LPS guarantee rate.
Results are simulations to help planning and may differ from official calculations by agencies, employers or banks. Last updated 2026-11-02.