Deductions from your salary
| Deduction | Amount |
|---|---|
| PPh 21 | TER rate × gross salary |
| BPJS JHT | 2% of wage |
| BPJS JP | 1% of wage (wage cap Rp10,547,400) |
| BPJS Kesehatan | 1% of wage (wage cap Rp12,000,000) |
Take-home pay = gross − PPh 21 − JHT − JP − BPJS Kesehatan
Frequently asked questions
What is the difference between gross and net salary?
Gross is total pay before deductions; net (take-home pay) is what you receive after tax and contributions.
Why is my December pay different?
Because December PPh 21 is recalculated for the year at Article 17 rates. Use the PPh 21 calculator to see the figure.
Do BPJS contributions reduce tax?
Employee JHT and JP contributions reduce net income in the annual PPh 21 calculation.
Results are simulations to help planning and may differ from official calculations by agencies, employers or banks. Last updated 2026-11-02.